TikTok Ads has gained significant traction in 2024, reflecting its growing influence in the digital advertising space. The platform’s rapid growth in user engagement and its expanding market share highlight its importance for advertisers. TikTok’s features, such as advanced content personalization and broad audience reach, make it a prominent choice for campaigns aimed at younger demographics. You May Also Like It:
As the platform continues to expand, media buyers need to select effective payment solutions to manage their advertising expenditures. Virtual cards have become a practical tool for this purpose, offering benefits such as flexibility and enhanced security. Choosing the right virtual card provider is crucial for managing payments effectively and ensuring the success of TikTok Ads campaigns.
In this article, we will explore the key criteria for selecting a virtual card provider and review the top six providers for purchasing TikTok Ads: PSTNET, Mybrocard, Adscard, Spendge, Capitalist, and Ai.wellcards.
Tips for Choosing a Virtual Card Provider
Rapid Mass Card Issuance:
As a media buyer, you often handle numerous campaigns simultaneously, each requiring distinct payment methods. A provider that supports fast and bulk card issuance can facilitate smooth payment processing, preventing delays in campaign execution.
Unlimited Card Issuance:
Select a provider that allows for unlimited card issuance. This feature ensures you can generate as many cards as needed without restrictions, aiding in effective budget management and precise tracking of expenses across different campaigns.
Transparent Fees:
It’s essential to choose a provider with clear and transparent fee structures. Hidden fees can impact your advertising budget, so understanding all associated costs is crucial for making informed financial decisions and avoiding unforeseen expenses.
Fee Rates and Card Costs:
Compare the cost per card and the overall fee rates among different providers. Lower costs can result in substantial savings, particularly for large-scale campaigns. Assessing various pricing models will help you select the most cost-effective option for your needs.
Team Management Features:
Effective management of ad campaigns often requires collaboration within teams. Look for providers that offer comprehensive team management features, such as spending limits, user permissions, and detailed reporting, to improve control and accountability.
User Reviews:
Consider feedback from other users to evaluate a provider’s reliability and customer service. Reviews and testimonials from fellow media buyers can offer valuable insights into the performance and satisfaction associated with each virtual card provider.
By following these tips, you’ll be better equipped to choose the optimal virtual card provider for your TikTok Ads campaigns, ensuring smooth operations and maximizing your advertising budget. Stay tuned for our detailed review of the top six providers in the market.
Top 6 Best Virtual Cards for Paying TikTok Ads
e.PN
e.PN is a virtual cards service created by affiliates for affiliates. The service specializes in issuing virtual cards that work with major advertising platforms like TikTok Ads, ta (Facebook) and Google Ads. The ultimate payment solution for affiliate marketing, e.PN has no limits on spend and no limits on the number of virtual cards issued.
Key Features of e.PN
- Trusted BINs:
52+ exclusive BINs from 36 issuers, including the US, Europe and Latin America. - Exclusive BINs:
The BIN verification system ensures a high transaction success rate. Constantly updating BINs to bypass Facebook declines.
- Stability and Security:
Advanced anti-fraud system and prevention from the first billers. - Risk-free payments:
Use verified BINs from well-known US banks to work with TikTok, Facebook, Google Ads, Apple services, minimizing the risk of bans.
- Instant Activation:
Top-up via cryptocurrency with minimal fees. Cards from $2, with the number of privileges increasing as grade rises.
Additional Advantages of e.PN
- Mobile payment integration:
Ability to add cards to Apple Pay and Google Pay for convenient payments using NFC technology. - Team management:
Tools for efficient operations, including card and financial management.
- 24/7 international support:
A team of experienced media buyers and webmasters ready to help at any time. Quick response from a personal manager within 10 minutes.
- PSTNET
PSTNET is a leading financial platform specializing in issuing virtual cards for advertising on various platforms such as TikTok. The banks issuing these cards are located in Europe and the USA, and transactions are processed through Visa and Mastercard payment systems. This ensures that PSTNET’s virtual cards can be used for a wide range of purposes wherever Visa/Mastercard are accepted. The service offers both debit and credit multi-currency cards, supporting US dollars and euros. One of the key advantages of PSTNET is the ability to issue virtual credit cards for TikTok Ads in unlimited quantities, making them highly adaptable for solo or team use.
Key Features of PSTNET
- Rapid Mass Card Issuance:
Media buyers frequently handle multiple campaigns at once, each requiring different payment methods. PSTNET supports fast and bulk card issuance, ensuring smooth payment processing and preventing delays in campaign execution.
- Unlimited Card Issuance:
With PSTNET, you can issue an unlimited number of cards, which is crucial for effective budget management and precise tracking of expenses across various campaigns. This feature is particularly beneficial for large-scale advertising efforts.
- Transparent Fees:
PSTNET offers a clear and transparent fee structure, starting from 3% for card top-ups regardless of the funding method. This helps you avoid hidden fees that could impact your advertising budget, allowing for more accurate financial planning.
- Fee Rates and Card Costs:
PSTNET’s cards are designed with competitive pricing, offering substantial savings for large-scale campaigns. The service does not charge transaction fees, withdrawal fees, or fees for frozen or blocked card operations, which makes it cost-effective.
- Team Management Features:
Effective management of ad campaigns often requires collaboration within teams. PSTNET offers comprehensive team management tools, including task delegation, role assignment, and spending limits on cards. You can also request and receive detailed financial reports for all cards.
- User Reviews:
Feedback from users indicates high satisfaction with PSTNET’s reliability and customer service. PST reviews often highlight the platform’s efficiency and the support team’s responsiveness, which is available 24/7 via Telegram, WhatsApp, or live chat.
Additional Advantages
- PST Private Program:
For media buyers, PSTNET offers the exclusive PST Private program. Users can easily join and benefit from favorable terms, including 3% cashback on advertising expenditures and a 3% top-up fee. Members can issue up to 100 cards per month for free without needing to verify advertising expenses.
- Unique BINs:
PSTNET provides over 25 unique BINs with geo-locations in Europe and the USA. This minimizes the risk of payment rejections.
- Online BIN Checker “Pulse”:
The “Pulse” tool offers quick access to detailed card information. To check a BIN number, simply enter the first 6 digits into the BIN checker on the PSTNET website. The tool will provide comprehensive data, including the card type, issuance geography, billing thresholds, average monthly expenditure, and the approval/rejection rate of payments.
- Crypto Top-Ups:
PSTNET supports card top-ups with 18 different cryptocurrencies, including BTC and USDT (TRC20, ERC20), as well as standard methods like SWIFT/SEPA bank transfers and other Visa/Mastercard cards.
- Registration and Integration:
Registering on PSTNET is straightforward, requiring only one step and allowing you to use Apple ID, Google accounts, Telegram, WhatsApp, or email. Additionally, a Telegram bot is available for receiving 3D Secure Codes and service updates.
- Mybrocard
Mybrocard, an international service established in 2020, specializes in issuing debit and credit cards from foreign banks for both teams and individuals. Mybrocard cards seamlessly integrate with various services, making them ideal for topping up budgets in TikTok Ads and other sources, as well as for paying for hosting, DNS, proxies, and other internet services. Virtual cards can be topped up from a general balance. Mybrocard offers Mastercard and Visa cards, supporting two types of cards: cards with account balance and cards with their own balance. The currency for virtual cards includes USD and EUR.
Key Features of Mybrocard
- Mass Card Issuance:
Mybrocard is designed to facilitate the mass issuance of virtual cards, making it an ideal solution for businesses and individuals who require a large number of cards for various online services. The platform allows users to instantly issue anonymous cards without moderation from a single account.
- Unlimited Card Issuance:
Mybrocard offers the flexibility to issue an unlimited number of virtual cards.
- Transparent Fees:
One of Mybrocard’s standout features is its transparent fee structure. The platform clearly outlines the costs associated with card issuance and operations, ensuring that users can manage their budgets effectively.
- Fee Rates and Card Costs:
Mybrocard offers competitive fee rates for various funding methods:
- USDT (TRC20 and ERC20): 4.5%
- Wire Transfers: 3%
- Capitalist: 7%
- Marketcall: 2%
- Team Management Features:
Mybrocard is built for team collaboration, offering a range of features to facilitate efficient management.
Team owners can view comprehensive statistics for each partner and team members. Owners can create several teams and appoint multiple team leads. Each participant has their own personal dashboard. Team leads can assign roles, grant or restrict access to certain options, and distribute the budget among members. Cards that draw from a shared balance, simplifying budget management.
- User Reviews
Mybrocard has garnered positive reviews from users for its ease of use, robust feature set, and reliable performance. The platform’s ability to issue cards without moderation and its extensive team management tools are particularly praised. Additionally, users appreciate the transparent fee structure and the flexibility to top up cards using various methods, including cryptocurrencies.
Additional Advantages:
- Free First 50 Cards:
The first 50 cards issued for advertising are free, and subsequent cards cost only $2 each.
- Enhanced API:
Convenient for handling large-scale operations and integrating with various platforms.
- Mass Card Operations:
Efficient handling of bulk card issuance and management.
- General Balance Cards:
Option for cards that draw from a shared balance
- Unique BINs:
Mybrocard supports a wide range of BINs, enhancing its versatility for different payment needs. Users can choose from over 20 BINs, including options from the USA, Estonia, the UK, and Colombia.
- Registration and Verification
The registration process on Mybrocard is straightforward and user-friendly. It involves filling out a standard form on the website. Following this, users must complete a KYC (Know Your Customer) process, which includes uploading a selfie with a passport. The verification process typically takes about 24 hours. Once verified, users can instantly issue cards after topping up their account with a minimum of $500.
- Technical Support
Mybrocard provides 24/7 customer support to ensure smooth operation and quick resolution of any issues. The support team is accessible via live chat on the website, ready to assist with any queries or problems users may encounter. This round-the-clock service ensures that users can get help whenever they need it, enhancing the overall user experience.
- Adscard
Adscards is a payment system that specializes in developing virtual Visa and Mastercard payment cards. These cards are tailored for paying for advertising campaigns on major platforms such as Facebook, Google, and TikTok. The service issues both debit and credit cards, ensuring flexibility for various advertising needs. The cards are issued by banks in the USA and Europe, guaranteeing wide acceptance and reliability.
Key Features of Adscard
- Mass Card Issuance:
Adscards excels in facilitating the issuance of multiple virtual cards. The service ensures that users can generate cards quickly and efficiently to meet their advertising needs.
- Transparent Fees:
Adscards prides itself on its transparent fee structure. The cost of issuing a card is $1, provided that the user conducts advertising transactions amounting to at least $500 per month. When these conditions are met, card maintenance is free, making it a cost-effective solution for active advertisers.
- Fee Rates and Card Costs:
Adscards offers competitive fee rates:
- Maintenance Fee: Free if the above condition is met.
- Top-Up Fees: 0% commission on balance top-ups, which is highly advantageous for users looking to manage their budgets efficiently.
- Transaction fee: it is always 4%.
- Team Management Features:
Adscards supports effective team management with tools that assign roles and access levels, enabling users to manage their teams and expenses efficiently. The platform provides detailed expense analytics and reporting tools, helping users track and optimize their financial operations.
- User Reviews:
Users of Adscards appreciate the platform’s ease of use, cost-effectiveness, and robust feature set. The transparent fee structure and ability to issue cards quickly are frequently highlighted as major advantages. Additionally, the detailed expense analytics tools are valued for providing insights that help optimize advertising budgets.
Additional Advantages:
- Referral Program:
Adscards offers a referral program that allows users to earn bonuses for bringing new clients to the platform.
- Wide Range of BINs:
Adscards provides a large number of BINs from banks in the USA and Europe, ensuring cards are suitable for various transaction types.
- Crypto Top-Ups:
Adscards supports the top-up of cards using popular cryptocurrencies, adding a layer of convenience and flexibility for users who prefer to manage their finances digitally. In addition to crypto top-ups, standard funding methods include bank transfers (SWIFT/SEPA) and other Visa/Mastercard cards.
- Registration and Integration
The registration process with Adscards is straightforward, involving the completion of a standard form and passing KYC verification. Once registered, users gain access to their personal dashboard and can begin issuing virtual cards. The platform’s user-friendly interface ensures that new users can start managing their finances and advertising campaigns quickly.
- Technical Support
Adscards offers 24/7 customer support, ensuring that users can receive assistance at any time. The support team is accessible through live chat on the website and via Telegram, providing prompt and effective solutions to any issues or questions that may arise.
- Spendge
Spendge is a financial service for managing advertising budgets. The virtual cards issued by Spendge are developed in collaboration with banks from various countries, providing users with a broad spectrum of options. These cards are compatible with major payment systems such as Visa and Mastercard.
Key Features of Spendge
- Mass Card Issuance:
Spendge excels in mass card issuance, allowing users to generate a large number of virtual cards efficiently.
- Unlimited Card Issuance:
One of the standout features of Spendge is the ability to issue an unlimited number of cards. This ensures that businesses can scale their operations without worrying about hitting a ceiling on the number of cards they can create.
- Transparent Fees:
Spendge maintains a transparent fee structure, which is vital for budget management. The service charges low fees for financial operations, with internal payments being free of charge. For international transactions, the fee is 1% plus $0.30, ensuring cost-effectiveness for global advertising efforts.
- Fee Rates and Card Costs:
Spendge offers competitive rates:
- Card Issuance Fee: Not explicitly stated, but implied to be low given the overall fee structure.
- Maintenance Fee: Minimal, aligning with the low overall fees for operations.
- Transaction Fees: Internal payments are free, while international transactions incur a fee of 1% + $0.30.
- Team Management Features:
Users can assign roles, distribute tasks, and set limits on cards, ensuring efficient and secure management of advertising budgets. The platform also offers detailed expense analytics, allowing users to track spending and optimize their financial operations.
- User Reviews
Users of Spendge highlight the service’s efficiency, ease of use, and the ability to issue an unlimited number of cards as major benefits. The low fees and comprehensive management tools are also frequently praised, making Spendge a preferred choice for many advertisers.
Additional Advantages:
- Unique BINs:
Spendge offers a significant variety of BINs, sourced from banks across different countries. These BINs are regularly updated to ensure they meet the needs of users and provide broad compatibility for various payment scenarios.
- Crypto Top-Ups:
The platform supports top-ups with more than 30 cryptocurrencies, including USDT TRC 20, providing flexibility for users who prefer digital currencies.
- 3D Secure Protection:
Some BINs come with 3D Secure protection for enhanced security.
- Registration and Integration
Registering with Spendge is a straightforward process, typically completed within one day. Users fill out a standard form and undergo KYC verification. Once registered, they gain access to their dashboard and can start issuing virtual cards immediately. The platform’s user-friendly interface ensures a seamless integration experience.
- Technical Support
Spendge offers 24/7 customer support, ensuring that users can receive assistance at any time. The support team is accessible through live chat on the website, providing prompt and effective solutions to any issues or questions that may arise.
- Capitalist
Capitalist is a popular financial platform that offers specialized virtual cards tailored for media buying. Their Cards Pro are specifically designed for this purpose, available to users through a dedicated manager. These cards are issued by banks in the UK, USA, and Estonia and work with the Visa and Mastercard payment systems. These debit cards are ideal for paying for TikTok Ads due to their flexibility and support for multiple currencies.
Key Features of Capitalist Cards Pro:
- Mass Card Issuance:
Capitalist allows for the issuance of a large number of virtual cards, which is beneficial for managing multiple ad campaigns on TikTok Ads. This capability ensures that media buyers can maintain organized and efficient payment processes without constraints.
- Unlimited Card Issuance:
There is no limit to the number of cards that can be issued, allowing media buyers to create as many cards as necessary to manage their ad spending across various campaigns.
- Transparent Fees:
Capitalist maintains transparency in its fee structure.
- 2% charge for USD transactions
- 2.2% charge for transactions in other currencies
- $0.30 fee for declined payments
- 4% fee for card top-ups
- Team Management Features:
Capitalist provides robust team collaboration tools. Users can delegate tasks, assign roles to team members, and set card limits to manage budgets effectively. These features help streamline operations and ensure that the team can work efficiently together, particularly useful for media buying teams managing multiple campaigns.
- User Reviews:
Users of Capitalist Cards Pro appreciate the flexibility and control these cards offer. The ability to issue an unlimited number of cards and the transparent fee structure are frequently highlighted as significant advantages. The platform’s customer support also receives positive feedback for its responsiveness and helpfulness.
Additional Advantages:
- Unique BINs:
Capitalist offers nine types of BINs located in the UK, USA, and Estonia. This variety provides flexibility for users to choose the most suitable BIN for their needs, which can be crucial for optimizing ad spend and campaign effectiveness.
- Crypto Top-Ups:
The platform supports cryptocurrency top-ups, including Bitcoin (BTC), USDT Tether (ERC20 and TRC20), Ethereum (ETH), and USDC (ERC20). This feature adds convenience for users who prefer using crypto assets for funding their media buying activities. Additionally, standard methods such as SWIFT/SEPA bank transfers and other Visa/Mastercard cards are available.
- Registration and Integration:
The registration process for Capitalist involves filling out a standard form on the website, confirming the email, and requesting access to Cards Pro through the user’s account. To proceed with card issuance, users must complete an additional registration step, which includes filling out a detailed questionnaire and a short interview.
- Technical Support:
Capitalist offers 24/7 customer support through Telegram, providing quick and effective responses within minutes of a query. This round-the-clock availability ensures that users can get assistance whenever needed, which is crucial for managing time-sensitive ad campaigns.
- Wellcards
Wellcards.co is a financial service designed for issuing virtual cards to manage financial flows in media buying. These virtual cards can be utilized for various advertising campaigns, including those on TikTok Ads. The platform supports 3DS technology for an additional layer of security. Cards are issued by banks in the USA and work with both Visa and Mastercard payment systems. These debit cards are highly suitable for advertising payments due to their security features and ease of use.
Key Features of Wellcards:
- Mass Card Issuance:
Wellcards allows the issuance of multiple virtual cards, making it convenient for media buyers to manage numerous campaigns simultaneously. This flexibility is essential for maintaining an organized and efficient payment process across different ad sets on TikTok Ads.
- Unlimited Card Issuance:
There are no limits on the number of cards that can be issued through Wellcards. Media buyers can create as many cards as needed to keep track of their advertising expenses. The first five cards can be issued for free, which is a great advantage for new users or small-scale operations.
- Transparent Fees:
Wellcards maintains a transparent fee structure, making it straightforward for users to understand the costs involved no commission for withdrawals and operations on blocked or frozen cards.
- Fee Rates and Card Costs:
The cost structure of Wellcards is clear and competitive. There are no hidden charges, and users can manage their budgets effectively with the given fee rates. The minimum deposit required to open a card is $50.
- Team Management Features:
Wellcards provides tools for team collaboration, allowing media buyers to distribute tasks, assign roles to team members, and set card limits. These features enable efficient budget management and operational control, crucial for teams handling multiple ad campaigns.
- User Reviews:
Users of Wellcards appreciate the platform’s security features and the ability to issue an unlimited number of cards. The real-time expense analytics and responsive customer support are frequently mentioned as significant benefits, helping users manage their advertising budgets effectively.
Additional Advantages:
- Unique BINs:
Wellcards offers five types of BINs located in the USA, providing flexibility and optimizing ad spend effectiveness.
- Top-Ups:
Currently, Wellcards does not support cryptocurrency top-ups. However, standard top-up methods, including international bank transfers and card payments, are available.
- Registration and Integration:
The registration process with Wellcards involves completing a multi-step process, including mandatory KYC verification for all users. To register, users need to fill out a form on the website, verify their email, and provide necessary documentation. Cards can be issued after completing these steps and making the minimum deposit.
- Technical Support:
Wellcards offers customer support through Telegram, available for user queries and providing billing addresses upon request. The support team is responsive and typically resolves issues promptly, ensuring smooth operations for media buyers.
Conclusion
Choosing the right virtual card provider for paying TikTok Ads is crucial for the success of advertising campaigns. Each platform discussed — PSTNET, Mybrocard, Adscard, Spendge, Capitalist, and Wellcards, have unique benefits that can be advantageous in various aspects of media buying. These platforms provide a wide range of features, including fast mass issuance of cards, transparent fees, diverse team management functionalities, and additional advantages like cryptocurrency support and unique BINs.
Selecting the appropriate virtual card not only allows for effective budget management but also optimizes financial operations, enhances security, and improves expense control. By considering your business needs and the specific features of each platform, you can make an informed choice that ensures the smooth execution of your TikTok advertising campaigns.